“Free things only exist in fantasy world. If they do exist, they are very expensive,” were the words of one professor who most likely had no trust in anything free. Most people probably share this view. And they have reason for that! What if then one suggested free health insurance? He/she would then most likely be branded a day-dreamer. But nothing can ever be away from the truth as the assertion that there is nothing like free health insurance.
One philosopher once asserted that, ‘with experience, one finds the shortest way from a long wandering.’ This is true with health insurance. The more you understand health insurance, the more likely you are to access free health insurance.
So let us take on our sojourn of discovery and see if we can get free health insurance.
Admittedly, it’s a great commitment to promise free health insurance; nevertheless with a strong conviction and belief in its existence, one can readily assert that there is a way of getting free health insurance. And indeed, if it does exist, why can’t one get it?
There are several ways through which one can get free health insurance, that is to say securing health insurance coverage while incurring no financial cost. The insurance company just gives you free health insurance coverage! Let us see;
a) You can get free health insurance through getting health insurance as a group, for example securing group health insurance and or, family health insurance as a single package. When you get insurance coverage for many people at once, you virtually get free health insurance coverage for some people in the group being insured. The logic here is that when you get health insurance coverage for a group of say, fifty or even ten people, the unit cost of the health insurance (amount spent on insuring the health needs of each individual) reduces drastically. When compared to the cost of insuring the needs of each individual independently, you find that the total sum spent on insuring the needs of the group may even be a half of what would have been spent. So have you seen how people can access free health insurance?
b) Free health insurance can also be accessed through securing long term care health insurance. In such a case, you secure health insurance coverage for a long time, for example for a period of fifty years. Again when the cost incurred to secure and service the health insurance coverage becomes by far and large below the cost that would have been incurred if insurance coverage was secured for a shorter period. Broken down into short periods of say three months, the insurance coverage costs a negligible figure which gives credit to the fact that in a way some years are given free of charge. This can be compared to the financial logic of economies of scale. Therefore, this is a very sure way of getting free health insurance.
It must be pointed out that by the above ways, the health insurance provider is not losing anything but the client is getting something at no cost, and that is free health insurance. So it can only go to the limits of your imagination. The fact is; with creativity, each one of us can access free health insurance without necessarily straining the health insurance provider.
Therefore, in consistence with the assertions of our old philosopher; with experience, one is able to find a shorter way by a long wandering. This is true for health insurance, the more you understand the logic behind the cost of your health insurance coverage, the more likely you are to get free health insurance. Even if it means discussing it, with your health insurance provider, please just go all the way because free things are sweet and indeed each one of us should get free health insurance.
So have you thought about securing free health insurance for yourself?
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